Institutional-style investing,
designed for real people.
FMJ Capitals is an investment management and advisory firm focused on research-driven,
risk-aware portfolios and clear communication, so clients can commit to the long term.
All investing involves risk, including the possible loss of principal. Nothing on this website
is investment advice or a recommendation to buy or sell any security.
Firm overview
Who we are
FMJ Capitals partners with individuals, professionals and institutions that want structure,
transparency and a realistic approach to markets.
Philosophy
Process over predictions
Markets are noisy. We focus on asset allocation, risk and behaviour – not trying to guess the next headline.
Documented, repeatable investment process
Focus on risk, drawdowns and liquidity
Built to support long-term compounding
How we work
Partnership & transparency
We aim to be a long-term partner, not a product. That means honest conversations and clear expectations.
Clarity on mandates and constraints
Simple, transparent fee structures
Regular portfolio and risk reviews
Focus
Preserve, then grow
We seek to balance protection of capital with the need for growth, anchored in your time horizon.
Risk-aware portfolio construction
Diversified sources of return
Encouraging clients to stay invested
Investment solutions
How we can work with you
Flexible ways to engage, depending on whether you want a fully managed portfolio or structured guidance.
Core offering
Managed portfolios
Multi-asset portfolios designed around your objectives, risk profile and time horizon.
Risk-profiled model portfolios
Strategic & tactical asset allocation
Ongoing monitoring and rebalancing
Income & stability
Income-focused strategies
For investors prioritising income and capital stability over aggressive growth.
Quality-oriented income strategies
Emphasis on resilience and liquidity
Drawdown-sensitive risk management
Advisory
Portfolio reviews & guidance
For hands-on investors who value a framework and a second opinion on their portfolio.
Portfolio diagnostics and stress tests
Risk and position-sizing frameworks
Educational sessions and playbooks
Investment process
From conversation to implementation
A clear, documented process helps remove emotion from decisions and keeps everyone aligned.
Step 1
Discover
Understand your objectives, constraints, risk tolerance, liquidity needs and time frames.
Step 2
Design
Build a strategic allocation and risk budget consistent with your goals.
Step 3
Implement
Deploy capital with discipline, focusing on execution and costs.
Step 4
Monitor
Ongoing monitoring, rebalancing and scheduled reviews to keep you on track.
Who we serve
Built for serious investors
We work best with clients who value structure, communication and a long-term mindset.
Individuals & families
Managing long-term wealth, planning for education, retirement and intergenerational goals.
Professionals & founders
Balancing business or career risk with a portfolio that supports stability and future plans.
Entities & groups
Supporting companies, investment clubs and other entities that require documentation and reporting.
Insights
Helping clients stay grounded
We focus on simple, practical frameworks so clients can ignore noise and stay with their plan.
Foundations
Why a written investment plan matters more than forecasts
Concept · Process & behaviour
Risk
Thinking in ranges instead of single-point predictions
Concept · Risk management
Implementation
Rebalancing and staying invested through market cycles
Concept · Portfolio design
Contact
Speak with FMJ Capitals
If you’re a serious long-term investor and want to explore working with us, we’d be glad to learn more.
We aim to respond as soon as reasonably possible on business days.
Important information:
This website is for general information only and does not constitute investment, legal or tax advice,
or an offer or solicitation to buy or sell any financial instrument. Any investment strategy involves risk,
including the potential loss of principal. Past performance is not a reliable indicator of future results.
You should consider your own circumstances and seek independent professional advice before making any
investment decision.